Privacy
We manage and maintain customer information in a way that permits us to provide our clients with a broad range of financial products and services as effectively and conveniently as possible. Protecting your privacy is very important to us at Savoy Bank. We value the trust you place in us to protect your personal financial information. Preserving trust and confidentiality is one of the main objectives of Savoy Bank.
Our Privacy Policy serves as the standard for Savoy Bank’s employees for the collection, use, retention, and security of nonpublic personal information.
Information We Collect
We may collect "nonpublic personal information" about clients from the following sources:
- Information we receive from clients on applications or other forms;
- Information about client transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
Information We Share
We do not disclose any nonpublic personal information
about our clients or former clients to anyone, except as
permitted by law. We are permitted by law to share nonpublic
personal information with other organizations to provide you
with products and services, or to report to credit bureaus,
and prevent fraud. For example, we may disclose some of the
information we collect, as described above, with other
organizations with whom we have joint marketing agreements.
We only enter into joint marketing agreements in order to
provide you with additional benefits and products of value.
We require that these organizations meet our privacy
standards and only use such information for the purpose of
offering you these benefits and products. In order to
facilitate the servicing of client accounts or to provide
you with access to financial products and services that are
tailored to fit your needs, we may share information about
our experiences or transactions with you or your account
(such as your account balance and your payment history with
us) with each other and with our other affiliates that
provide financial services.
If you decide to close your account(s) or become an inactive
client, we will continue to adhere to the privacy policies
and practices described in this notice.
How We Safeguard Your Information
We restrict access to nonpublic personal information about you only to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We collect certain information about visitors to our web site. This privacy statement explains what information is collected on the web site, how it is used and who has access to it. This privacy statement is subject to our Privacy Policy which applies to all customer information that we collect from our customers.
What information is collected?
We collect personal information from visitors, including
name, postal address, email address, telephone and fax
numbers if they provide such information to us and their
domain names and IP addresses automatically whenever they
visit this site. In addition, we may ask for other
information about you in order to provide services you
request or to complete a transaction you initiate. We do
not knowingly solicit data from children, and we do not
knowingly market to children.
How information is used
The information we collect is used to enhance your web
experience at our site and for internal tracking purposes.
If you have provided us with your address, phone number or
e-mail address we may use such information to contact you
about the services we are providing you or to advise you
of other products and services we offer, unless you have
advised us not to do so when you furnished such
information.
Who will have access to the information?
We will not disclose or sell to any unaffiliated third
parties or make publicly available any nonpublic personal
information about you that we capture from this web site
or which you have provided to us, except for disclosures
to such companies that assist us in providing you with our
products and services and with companies with whom we have
joint marketing agreements. We only enter into joint
marketing agreements in order to provide you with
additional benefits and products of value. Disclosure will
not be made to any company unless that company has agreed
to keep such information confidential and not use it for
any purpose other than to provide us with such assistance
or to offer you such additional benefits and products. We
may however, create and disclose aggregate user profiles
that do not contain any user’s nonpublic personal
information. Your nonpublic personal information will be
made available only to those at Savoy Bank and its
subsidiaries and affiliates who have a need to know such
information in making this web site available to you,
providing the products and services that you are using,
completing a transaction you have initiated, or when
required by law.
How to tell us not to share this
information
If you prefer that we do not share nonpublic personal
information with our affiliates you may do so by calling
(646) 775-4000 or by emailing us at
CustomerService@banksavoy.com. If two or more
customers jointly obtain a product or service from us, a
request by one party to opt out of information sharing to
our affiliates will be treated as applying to the entire
account.
User Correction of Information Collected
If you believe any information we have about you is
incorrect or out of date or have any question about this
privacy statement, please notify us at (646) 775-4000.
When you receive our Privacy
Notice, do you need to sign it and send it back to Savoy?
No, you do not need to sign the notice or send it back to
Savoy. Our Privacy Notice is for your information only.
E-mail transmissions are not secure. Information you send by e-mail could be viewed in transit by a third party. We therefore request that you do not send to us, or ask us to send you, sensitive information such as account numbers, passwords, PINs, financial information, etc, by any general or public e-mail system.
Online Account Access
When accessing your accounts through the website we require that you use a 128-bit encrypted browser. Should your web browser not support 128-bit encryption, you will not be able to access your accounts online. In this case, we will provide a link to a website from which you may download the appropriate browser software needed to access your accounts online.
Updates
We may change or update this Privacy Statement, or any of our other policies, at any time without prior notice to any users of the web site. Any changes or updates will be effective immediately upon posting to our web site.
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